Exness Account Types: A Simple Guide for Beginners

Exness has built a reputation as one of the larger global forex and CFD brokers, with a client base spread across dozens of countries and a track record that goes back to 2008.

Part of that reputation comes down to how it structures its accounts: five types in total, split into two groups, Standard accounts aimed at beginners and casual traders, and Professional accounts built for people who trade often enough that tighter pricing actually matters.

Picking the right one comes down to how much you're depositing, how often you trade, and whether you'd rather pay through the spread or through a separate commission. Here's what each account actually gives you.

For a deeper look at Exness as a broker, its regulation, fees, and real user experiences, this Exness review from TopAsiaFX is worth reading.

Standard Account

This is the most popular starting point, and for good reason. The minimum deposit is just $10, spreads start from 0.2 pips, and there's no commission at all. You get access to the full range of instruments, forex, metals, indices, cryptocurrencies, and energies, all through market execution.

It's a straightforward, no-surprises setup that works well if you're new to trading.

Standard Cent Account

This one's built specifically for practicing with real money at very low risk. Instead of standard lots, trades are measured in cent lots, so a $10 deposit effectively becomes 1,000 cents to trade with.

Spreads are similar to the Standard account, starting around 0.3 pips, but the instrument list is more limited, mainly forex, metals, and Bitcoin. It's a good stepping-in point if you want live market conditions without risking much.

Raw Spread Account

This is one of three Professional accounts, aimed at traders who want tighter spreads and don't mind paying a small commission for it. Spreads start from 0.0 pips, with a fixed commission charged per lot.

It tends to offer the lowest overall trading cost across most instruments, which makes it a common choice for scalpers, day traders, and anyone running an automated strategy.

Zero Account

The Zero account takes a slightly different approach: it offers guaranteed 0.0 spreads on major currency pairs for most of the trading day, including during news events when spreads on other accounts often widen. Instead of a spread, you pay a commission per lot.

It's particularly useful if your trading is concentrated on a handful of major pairs and you want predictable pricing even during volatile moments.

Pro Account

The Pro account is built around instant execution and doesn't charge a commission at all. Spreads are tighter than the Standard account but not quite as tight as Raw Spread or Zero.

Instant execution means your order fills at the price you see on screen, which appeals to traders who prioritize speed and minimal slippage, though during high volatility, orders can occasionally get requoted instead of filled instantly.

A Few Extra Details Worth Knowing

Zero and Raw Spread accounts trigger a margin call around the 30 percent level, earlier than some brokers use, so it's worth watching your margin more closely on either one.

Account currencies also differ by type: Standard, Standard Cent, and Raw Spread support USD, EUR, GBP, AUD, CAD, CHF, and NZD, while Pro instead supports USD plus regional currencies like JPY, THB, CNY, IDR, and VND, which can make it more convenient if you're funding from one of those regions.

On the cost side, Exness doesn't charge account fees, inactivity fees, or withdrawal fees, and deposits and withdrawals typically process within a day across bank transfers, cards, e-wallets, and various local payment methods.

As a member of the Financial Commission, Exness also offers up to €20,000 in compensation coverage per client if something goes wrong on the broker's end, on top of whatever account type you're using. If copying another trader's strategy interests you, Exness also runs a separate social trading feature outside the five main account types.

One more thing worth checking: Exness doesn't accept retail clients from a handful of countries, including the United States, so it's worth confirming your own eligibility before registering.

A Note on Minimum Deposits

You'll see some inconsistency across different sources here. Exness's own support documentation lists $10 as the entry point for Standard and Standard Cent accounts, with Professional accounts requiring a higher deposit, commonly cited as $200, though a few sources mention needing $1,000 to initially unlock Professional-tier access before withdrawing the difference.

Requirements can also shift slightly depending on your country and funding currency, so it's worth checking your own Exness dashboard rather than relying on a single figure.

What's the Same Across Every Account

Regardless of which account you choose, you get access to MT4, MT5, and Exness's Web Terminal, negative balance protection so your balance simply resets to zero instead of going negative, full support for Expert Advisors, and unlimited leverage once you meet a few basic conditions, mainly having at least 10 closed trades on your live account.

Swap-free status can also be applied to any of the five account types if you need it, rather than being tied to one specific account.

What Exness Doesn't Offer

Worth knowing upfront: Exness doesn't provide a true ECN account. Its Professional accounts get you close in terms of pricing and execution quality, but if ECN specifically matters to your strategy, it's not part of the lineup here.

Which Account Should You Choose?

If you're new to trading, Standard is the easiest starting point, and Standard Cent works well if you want to practice with real money at a very small scale. If you trade frequently and want the lowest overall cost, Raw Spread usually comes out ahead.

If your focus is mainly major pairs and you want predictable pricing during volatile sessions, Zero is worth considering. And if instant execution and no commission matter more to you than the absolute tightest spread, Pro is the better fit.

A Few Tips Before You Choose

• Don't assume Raw Spread is automatically cheapest for you. Depending on which instruments you trade and when, Pro or Zero can occasionally work out less expensive, so it's worth comparing costs for your specific trading style rather than picking based on reputation alone.
• Start with Standard or Standard Cent even if you're confident, since testing the platform with a small account first helps you catch any surprises before committing more capital.
• Check the actual minimum deposit shown in your own dashboard rather than trusting a single number from any article, including this one, since Exness's requirements can vary by region.
• Meet the unlimited leverage conditions early if you plan to use it, since it requires a track record of closed trades rather than being available from day one.
• Apply for swap-free status specifically if you need it, since it's an added setting rather than something built into any one account type by default.