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| Bonus Rate | Maximum Bonus | Conversion Rate |
|---|---|---|
| 20% on Every Deposit | $40,000 USD | $200 per 80 Lots Round Trip |
MultiBank Group offers a 20% deposit bonus on fiat deposits across MT4, MT5 Pro, and Standard accounts, with a maximum cumulative bonus of $40,000 per client. Unlike credit-only bonuses that disappear the moment you withdraw, this is a losable bonus that behaves like real equity and can be converted into withdrawable cash by trading lots.
Every 80 lots of round-trip trading on FX and Metals converts $200 of the bonus into real balance. The 90-day window to meet trading requirements is worth factoring in before you deposit.
If you do not complete the full volume within that window, MultiBank pays out the bonus on a pro-rata basis based on how many lots you actually traded. That partial payout provision is fairer than most brokers, who simply cancel the entire bonus on expiry.
| Bonus Rate | 20% of each qualifying fiat deposit |
| Maximum Bonus | $40,000 USD cumulative per client |
| Eligible Accounts | MT4, MT5 Pro, and Standard accounts only |
| Fiat Only | Applies only to fiat deposits. Crypto deposits are not eligible. |
| One Account Only | Bonus available on one trading account per client |
| Request Window | Must be requested within 2 business days of deposit |
| Conversion Rate | $200 bonus converts to real cash per 80 lots (FX & Metals) |
| Conversion Period | 90 days from bonus credit date |
| Partial Payout on Expiry | Pro-rata payout based on trading volume if incomplete |
| Losable Bonus | Yes — functions as trading equity and can be lost |
| Withdrawal of Deposit | Reduces unconverted bonus proportionally |
| Withdrawal of Profits Only | Does not affect bonus balance |
| Negative Balance | Full bonus removed to cover deficit |
| 30% Bonus Clients | Not eligible until prior bonus is fully deducted |
| Cannot Combine | Cannot be used with other bonus offers |
| MAM / PAMM | Not eligible |
| ASIC Clients | Mex Markets (ASIC) clients excluded |
| Excluded Countries | Pakistan, Indonesia, Thailand, Malaysia, Vietnam, Bangladesh |
| TopAsiaFX Note: The two-business-day request window is easy to miss. After depositing, log in to your MultiBank account and submit the bonus request promptly. Waiting beyond two business days forfeits your eligibility for that deposit regardless of the amount. |
80 Lots = $200 Withdrawn
The conversion mechanic is the most important part of this bonus to understand. For every 80 lots traded round-trip on FX and Metals, $200 of the bonus moves from credit to real withdrawable cash. That works out to $2.50 per lot traded. The more you trade within the 90-day window, the more of the bonus you convert and keep.
| Lots Traded Round Trip | Bonus Converted to Cash | Notes |
|---|---|---|
| 80 lots | $200 | Minimum to convert first $200 |
| 400 lots | $1,000 | |
| 800 lots | $2,000 | |
| 4,000 lots | $10,000 | |
| 16,000 lots | $40,000 | Full $40,000 bonus converted |
| TopAsiaFX Note: To convert the full $40,000 bonus, you would need to trade 16,000 lots round trip within 90 days. That is approximately 178 lots per day, which is well beyond the capacity of most retail traders. Realistically, the 20% bonus rewards active traders with a meaningful cash return on achievable volume, not an all-or-nothing target. |
MultiBank makes a clear distinction between two types of withdrawal that affect whether your unconverted bonus stays or goes. It is worth reading carefully before you take any money out.
| Withdrawal Type | Effect on Unconverted Bonus |
|---|---|
| Withdrawing Your Own Deposited Funds | Unconverted bonus is deducted from the account proportionally to the amount withdrawn |
| Withdrawing Only Trading Profits | Unconverted bonus stays in the account and is not deducted |
If your account has $10,000 deposited, $2,000 in bonus, and $1,500 in trading profits, withdrawing only the $1,500 profit leaves the full $2,000 bonus intact. Withdrawing $5,000 of your deposit triggers a proportional deduction from the bonus. Keep this distinction in mind when planning withdrawals during the 90-day conversion window.
MultiBank Group offers a 20% deposit bonus on fiat deposits across MT4, MT5 Pro, and Standard accounts, capped at $40,000. The bonus is losable and converts to real cash at $200 per 80 lots traded round trip within 90 days.
Withdrawing profits does not affect the bonus. Withdrawing deposited capital triggers a proportional deduction. Partial pro-rata payout applies if the volume target is not fully met by expiry.
| Bonus Rate | Maximum Bonus | Conversion Rate | Window | Profits Safe | Fiat Only |
|---|---|---|---|---|---|
| 20% | $40,000 | $200/80 Lots | 90 Days | Yes | Yes |
| Losable Bonus: The 20% bonus behaves like real equity and can be lost through trading. It is not a protected credit line. A run of losing trades can reduce or eliminate the bonus before you convert any of it. |
| Two-Business-Day Request Deadline: You must request the bonus within two business days of making your deposit. There is no automatic crediting. Missing this window forfeits the bonus for that deposit, no exceptions. |
| 90-Day Expiry with Pro-Rata Payout: If you do not complete the full volume by 90 days, you receive only the percentage of bonus you earned proportionally. The unconverted remainder is removed. |
| Country Restrictions: Clients in Pakistan, Indonesia, Thailand, Malaysia, Vietnam, and Bangladesh are not currently eligible. ASIC-onboarded clients under Mex Markets are also excluded. |
| One Bonus at a Time: This offer cannot be combined with other bonuses. Clients who previously claimed the 30% bonus must wait until it is fully deducted before claiming the 20% bonus. |
