| Client Bonus | Cashback | Friend Bonus | Platform | Regulated | Available for |
|---|---|---|---|---|---|
| Up to $1,000 Credit | $500 First-Day Loss Cover | $100 Per Referral | MT4 | FSC Bulgaria (RG-03-02-05) | Professional Clients Only |
Varchev Finance runs three separate bonus programmes, all available exclusively to professional clients. The Client Bonus adds up to $1,000 in credit to your account based on your deposit size.
The Cashback Bonus reimburses up to $500 of losses from your very first trading session, giving new traders a safety net on day one. The Friend Bonus pays $100 to both the referrer and the referred trader once qualifying volume milestones are met.
All three programmes are governed by the same core withdrawal rule: 10 lots traded on MetaTrader 4 for every $1 of bonus before the credit can be converted to withdrawable balance.
Varchev Finance is authorised and regulated by the Financial Supervision Commission of Bulgaria under Licence Number RG-03-02-05, issued on 15 March 2006, and operates in full compliance with the EU's MiFID framework. TopAsiaFX verified all programme details against the official Varchev Finance site before publication.
All three programmes run under the same eligibility rule (professional clients only), the same lot-based withdrawal condition, and the same anti-abuse policy. The key difference is what triggers each bonus and what it pays.
| Featured | Client Bonus | Cashback Bonus | Friend Bonus |
|---|---|---|---|
| What You Get | $250 or $1,000 credit | $500 loss reimbursement | $100 cash per referral |
| Trigger | Deposit $3,000+ or $10,000+ | First trading day loss | Referred friend trades 10 lots |
| Type | Credit (margin support) | Balance top-up | Cash amount |
| Friend Benefit | N/A | N/A | $100 after second 10 lots |
| Eligible Clients | Professional clients only | Professional clients only | Professional clients only |
| Withdrawal | 10 lots per $1 bonus | 10 lots per $1 bonus | 10 lots per $1 bonus |
| Lot Requirement | MT4, 1 lot = 100,000 units | MT4, 1 lot = 100,000 units | Within 3 months of opening |
The Client Bonus is a deposit-based credit scheme. Open a new account and deposit over $3,000 to receive $250 in credit. Deposit over $10,000 and the credit rises to $1,000. Traders with accounts above $50,000 are invited to contact Varchev directly for a face-to-face conversation and a personalised VIP bonus package.
The credit appears as margin support on your account, not as a cash balance. It expands your available margin, allowing you to hold more or larger positions than your deposited funds alone would support. Withdrawal of the credit requires completing 10 lots of MT4 trading for every $1 of bonus earned.
| Deposit Amount | Bonus Credit | Lots to Unlock $1 | Total Lots for Full Unlock |
|---|---|---|---|
| Over $3,000 | $250 | 10 lots per $1 | 2,500 lots to unlock full $250 |
| Over $10,000 | $1,000 | 10 lots per $1 | 10,000 lots to unlock full $1,000 |
| Over $50,000 | VIP — contact Varchev | Bespoke terms | Negotiated directly |
| TopAsiaFX Note: The 10 lots per $1 requirement scales significantly with the bonus size. The $250 credit requires 2,500 lots traded to fully unlock, while the $1,000 credit requires 10,000 lots. A trader closing 10 standard lots per day would need 250 trading days to unlock the $250 bonus in full. The credit is valuable as margin support while you trade, but the conversion to withdrawable cash is a long-term process at standard retail lot volumes. Traders should factor this into their expectations before depositing at the qualifying thresholds. |
The Cashback Bonus is specifically designed for traders just getting started with the platform. On your first trading day, if your closed trades produce a net loss of up to $500, Varchev Finance reimburses the full loss and restores your account balance to where it started. If the loss is smaller than $500, only the actual loss is covered. If the loss exceeds $500, the reimbursement is capped at $500.
This makes the first live trading session genuinely risk-free up to $500, giving new clients a real chance to experience the platform, test their strategy on live markets, and recover their footing if the first session goes wrong. The reimbursed amount is added as credit and follows the same 10-lots-per-$1 withdrawal rule as the Client Bonus.
| Coverage Amount | Up to $500 of first-day trading losses reimbursed |
| Trigger | Net loss from closed trades on the first trading day |
| Reimbursement Type | Credit added to restore balance to pre-session level |
| Partial Loss | Only the actual loss is covered if under $500 |
| Losses Over $500 | Only $500 reimbursed; trader bears the remainder |
| Withdrawal Condition | 10 lots on MT4 per $1 of reimbursed credit |
| Eligibility | Professional clients, new accounts only |
| Anti-Abuse | Opposite positions across accounts to claim bonus is prohibited |
The Friend Bonus rewards both sides of a referral. When you introduce a new client to Varchev Finance, they open an account with a minimum $1,000 deposit. Once the new client trades 10 lots on MT4, you receive $100 in cash.
Once they trade a further 10 lots (20 lots total from their account opening), the new client themselves receives $100. All 20 lots must be executed within three months of the new client's account opening.
Traders who refer more than 10 new clients within any six-month period become eligible for Varchev's Introducing Broker programme, which carries its own commission structure and partnership terms beyond the flat $100 referral payment.
| Your Reward | $100 cash when referred friend completes first 10 lots |
| Friend's Reward | $100 cash when they complete the following 10 lots (20 total) |
| Friend's Min. Deposit | $1,000 |
| Volume Window | All 20 lots must be closed within 3 months of account opening |
| Referral Cap | Unlimited — refer as many as you want |
| IB Upgrade | 10+ referrals in 6 months unlocks the Introducing Broker programme |
| Withdrawal Condition | 10 lots per $1 of bonus, same as other programmes |
| Eligibility | Professional clients only |